What are my points worth?
Pick a program and enter your balance. This gives a rough travel value using the current reference valuation, plus the range behind that average - because a single number hides a lot.
How this is worked out
The arithmetic is deliberately simple:
points × reference cents per point ÷ 100 = estimated travel value
All the interesting work happens inside that reference value. It comes from AwardWallet, which builds it from a large sample of real award bookings rather than from opinion. We snapshot it, date it, and show you the date.
A worked example
80,000 Amex Membership Rewards points, at the current reference value:
80,000 points × 2.02 cents ÷ 100 = $1,616.00
That is a rough travel value, not a cash value and not a promise. Redeem those points for a statement credit and you would likely get closer to $800. Redeem them well on a long-haul premium cabin and you could beat 2.02 cents comfortably. The average is the middle of a wide distribution.
Why one number is not enough
Where a program's data supports it, this calculator shows a range across short-haul economy, long-haul economy, short-haul premium and long-haul premium instead of a single figure. Those four numbers are often further apart than people expect - premium-cabin redemptions can be worth two or three times an economy one in the same program.
This matters because it changes what you should do. If your program's value is concentrated in long-haul business class and you only ever fly domestic economy, the headline average overstates what your points are worth to you.
Questions people ask
Can I cash my points out for this amount?
No, and that is the most important caveat on this page. This is an estimate of what points tend to be worth when they are redeemed for travel. Most programs will let you take cash or a statement credit instead, usually at a much lower rate - often around 1 cent per point. This number is not an offer and not a balance.
Why does the estimate change so much between programs?
Because programs price awards differently. A mile in a program that still uses a fixed award chart behaves very differently from one that prices awards dynamically against the cash fare. The reference values reflect what people actually got, averaged across a lot of bookings, so a program that regularly delivers good long-haul premium redemptions scores higher.
Where do these reference values come from?
AwardWallet, used with attribution. Their values are built from a large sample of real award bookings rather than from opinion, which is why we use them rather than inventing our own. They are still estimates, and we date-stamp the snapshot so you can see how current it is.
Should I try to hit the average?
Not really. The average is a description of what happens across many redemptions, not a target. Plenty of perfectly sensible redemptions land below it - a short economy flight you actually needed is worth more to you than a theoretical business-class seat you would never have bought.